Rent Tax Credit calculator for Ireland
What you can claim back on rent you have paid.
Your details
Updated for tax year 2026This calculator runs in your browser and needs JavaScript, which is switched off right now. Nothing has gone wrong. What you can claim back on rent you have paid. Below the form you will find how the calculation works and the official sources, and that reads without JavaScript.
Fill in the form to see your result.
The result is based on the figures you entered and the rules published for the selected tax year. Your actual pay depends on your Revenue record, your contract and your employer’s payroll.
https://workpayie.com · General information only. This is not tax, legal or financial advice for your situation.
Understand your payslip in seconds
Three deductions decide what lands in your account. Here is what each one is, in plain language.
Income tax
Twenty per cent up to your standard rate band, forty above it. Your tax credits then come off the tax itself — not off your income.
Universal Social Charge
A separate charge on your gross pay, in bands. No credits, no relief, and a pension contribution does not reduce it.
Social insurance
Not really a tax: it buys entitlement to Illness Benefit, Jobseeker’s Benefit and the State Pension. Nothing below €352 a week.
What actually lands
Gross minus the three deductions, plus anything you have agreed to — pension, bike-to-work, union dues.
Your next euro
The rate on additional pay. It is what decides whether overtime is worth it, and it is always higher than your average rate.
Your real hourly rate
Net pay divided by every hour you are away from home, unpaid breaks included. Usually a good deal lower than the rate on your contract.
Where do these figures come from?
Rates, bands, credits and labour rules live in one versioned file, each with its official source and the date a person checked it. Nothing updates itself.
Calculating is free. Premium remembers your work.
All twelve calculators stay free and account-free. Premium saves your calculations, compares scenarios, and keeps them open wherever you sign in.
- AI Payslip Analyser
- Everything in Free, unlimited
- Unlimited saved calculations
- Saved to your account, not just this browser
- Sign in anywhere and your calculations are there
- Full history of what you have worked out
Cancel whenever you like. · €14.99/year · You save €8.89 a year
Why pay for a calculator?
Because the rules move. Rates, bands and credits change every Budget, and PRSI changed part-way through 2026. Premium is what pays for somebody to check each figure against Revenue and keep the tools current.
The basic calculator stays free and unlimited, with no account.
A worked example: €1,100 a month in rent for a full year
Single assessment, tenancy registered, landlord not a parent, property in Ireland.
| Rent paid in the year | €13,200.00 |
|---|---|
| 20 % of the rent | €2,640.00 |
| Maximum credit for this assessment | €1,000.00 |
| Credit you can claim | €1,000.00 |
The rent would justify €2,640.00, but the cap is €1,000.00 — so paying more rent past about €5,000 a year does not increase the credit.
How to read it
This is a tax credit, not a refund of rent: it reduces the income tax you owe, so you cannot get back more than you paid in tax. It is capped, which is why a big rent and a moderate rent often produce the same credit. Two conditions catch people out: the tenancy generally has to be registered with the RTB, and rent paid to a parent for a property you live in does not qualify. You claim it through Revenue’s myAccount, and you can go back four years.
The figures in this example are produced by the same engine as the calculator above, using the 2026 tax year data. If a rule changes, they change here too.
Rent Tax Credit calculator
The Rent Tax Credit is worth 20% of the rent you paid, up to an annual maximum, and it is capped by the income tax you actually owe. It is not automatic — you claim it through Revenue myAccount. This tool estimates the amount and lists the conditions so you can see whether you qualify before you start a claim.
How to claim
Sign in to Revenue myAccount, open your Income Tax return for the year and claim the Rent Tax Credit there. You will need the tenancy details and the RTB registration number where one applies.
This is an estimate
The result is based on the figures you entered and the rules published for the selected tax year. Your actual pay depends on your Revenue record, your contract and your employer’s payroll.