Pay and tax

Irish net salary calculator

Take-home pay after PAYE, USC and PRSI.

Updated for tax year 2026 Figures verified on 14 September 2026 PAYE · USC · PRSI Worked out in your browser

Your details

Updated for tax year 2026

This calculator runs in your browser and needs JavaScript, which is switched off right now. Nothing has gone wrong. Take-home pay after PAYE, USC and PRSI. Below the form you will find how the calculation works and the official sources, and that reads without JavaScript.

Everything is worked out in your browser. Your figures are never sent to a server.

Fill in the form to see your result.

Guides

Understand your payslip in seconds

Three deductions decide what lands in your account. Here is what each one is, in plain language.

PAYE

Income tax

Twenty per cent up to your standard rate band, forty above it. Your tax credits then come off the tax itself — not off your income.

USC

Universal Social Charge

A separate charge on your gross pay, in bands. No credits, no relief, and a pension contribution does not reduce it.

PRSI

Social insurance

Not really a tax: it buys entitlement to Illness Benefit, Jobseeker’s Benefit and the State Pension. Nothing below €352 a week.

NET

What actually lands

Gross minus the three deductions, plus anything you have agreed to — pension, bike-to-work, union dues.

%

Your next euro

The rate on additional pay. It is what decides whether overtime is worth it, and it is always higher than your average rate.

€/h

Your real hourly rate

Net pay divided by every hour you are away from home, unpaid breaks included. Usually a good deal lower than the rate on your contract.

Where do these figures come from?

Rates, bands, credits and labour rules live in one versioned file, each with its official source and the date a person checked it. Nothing updates itself.

Read the methodology →

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Why pay for a calculator?

Because the rules move. Rates, bands and credits change every Budget, and PRSI changed part-way through 2026. Premium is what pays for somebody to check each figure against Revenue and keep the tools current.

The basic calculator stays free and unlimited, with no account.

A worked example: €17 an hour, 40 hours a week

Single, no pension contribution, paid weekly, standard tax credits.

Gross pay€35,360.00
PAYE-€3,072.00
USC-€593.62
PRSI-€1,485.12
Take-home pay€30,209.26

That is €580.95 a week, or €2,517.44 a month.

How to read it

Deductions come to 14.6 % of the gross — that is the effective rate, and it is the number that tells you what you actually keep. It is not the rate you would pay on a raise: the next euro is taxed at 27.2 %, because part of this income is already above the standard-rate band. People who confuse the two overestimate what overtime is worth.

The figures in this example are produced by the same engine as the calculator above, using the 2026 tax year data. If a rule changes, they change here too.

Net salary calculator

Enter what you earn and this shows what actually lands in your account, with each deduction separated out. It applies the standard rate band, the tax credits you select, USC bands and the PRSI rules for the tax year you pick, and it also shows what one hour of your time is really worth after tax.

This is an estimate

The result is based on the figures you entered and the rules published for the selected tax year. Your actual pay depends on your Revenue record, your contract and your employer’s payroll.

Common questions

Why is my payslip different from this figure?
Payroll uses your live Revenue record — your actual credits, your standard rate band and whether you are on a cumulative or week 1 basis. This calculator uses the figures you entered and a full tax year. A gap of a few euro a week is normal; a large gap is worth checking with payroll.
Does a pension contribution reduce all three deductions?
No. A pension contribution within the age-related limit reduces the income you pay PAYE on, but it gives no relief from USC and no relief from PRSI.
What is the difference between the effective rate and the marginal rate?
The effective rate is all your statutory deductions divided by your gross pay. The marginal rate is what comes off the next euro you earn. For most people above the standard rate band the marginal rate is the higher of the two, but not always: below the USC exemption and below the weekly PRSI threshold your next euro can be taxed at 0%, and just above either threshold a small rise can cost you more than it pays. The calculator measures your actual next euro rather than assuming a band.
Are tax credits refundable?
No. Credits reduce your income tax to zero at most. If your credits are worth more than your tax, you simply pay no income tax — you do not get the difference back.

Official sources

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