Check and decide

Compare two job offers in Ireland

Money, time and conditions side by side.

Updated for tax year 2026 Figures verified on 14 September 2026 PAYE · USC · PRSI Worked out in your browser

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Updated for tax year 2026

This calculator runs in your browser and needs JavaScript, which is switched off right now. Nothing has gone wrong. Money, time and conditions side by side. Below the form you will find how the calculation works and the official sources, and that reads without JavaScript.

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Guides

Understand your payslip in seconds

Three deductions decide what lands in your account. Here is what each one is, in plain language.

PAYE

Income tax

Twenty per cent up to your standard rate band, forty above it. Your tax credits then come off the tax itself — not off your income.

USC

Universal Social Charge

A separate charge on your gross pay, in bands. No credits, no relief, and a pension contribution does not reduce it.

PRSI

Social insurance

Not really a tax: it buys entitlement to Illness Benefit, Jobseeker’s Benefit and the State Pension. Nothing below €352 a week.

NET

What actually lands

Gross minus the three deductions, plus anything you have agreed to — pension, bike-to-work, union dues.

%

Your next euro

The rate on additional pay. It is what decides whether overtime is worth it, and it is always higher than your average rate.

€/h

Your real hourly rate

Net pay divided by every hour you are away from home, unpaid breaks included. Usually a good deal lower than the rate on your contract.

Where do these figures come from?

Rates, bands, credits and labour rules live in one versioned file, each with its official source and the date a person checked it. Nothing updates itself.

Read the methodology →

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Why pay for a calculator?

Because the rules move. Rates, bands and credits change every Budget, and PRSI changed part-way through 2026. Premium is what pays for somebody to check each figure against Revenue and keep the tools current.

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A worked example: €38,000 with a 35-minute commute vs €35,500 nearby

Both single, no pension, five days a week.

Offer A: €38,000 gross → net€32,131.18
Offer B: €35,500 gross → net€30,311.18
Difference in the hand€1,820.00

The gap in gross is €2,500; after tax it is €1,820.00. The longer commute costs about 268 hours a year.

How to read it

A €2,500 difference in gross is not a €2,500 difference in your pocket: because the extra sits above the standard-rate band, the deductions on it are heavier and only €1,820.00 reaches you. Set against roughly 268 hours a year of extra commuting, that is about €6.78 an hour of your own time. Whether that is worth it is your call — but it is a much smaller number than the headline suggests, and that is the point of comparing net rather than gross.

The figures in this example are produced by the same engine as the calculator above, using the 2026 tax year data. If a rule changes, they change here too.

Job offer comparison

A higher hourly rate can still leave you worse off once commuting, unpaid breaks and the cost of getting to work are counted. Enter both offers and this compares them on what you actually keep, how much of your life each one takes, and how the conditions stack up.

This is an estimate

The result is based on the figures you entered and the rules published for the selected tax year. Your actual pay depends on your Revenue record, your contract and your employer’s payroll.

Common questions

Why does the better-paid job sometimes lose?
Because pay is only one of three things being measured. A ninety-minute commute costs fifteen hours a week and often a bus or fuel bill on top. Once those are priced in, a euro an hour more can disappear.
How is “net per committed hour” worked out?
Net pay after the cost of going to work, divided by paid hours plus unpaid breaks plus commuting time. It is the closest single number to what an hour away from home earns you.
Should I trust the recommendation?
Treat it as a summary of the arithmetic, not advice. It cannot see the things that usually matter most: the manager, the team, the hours you actually want and where the job leads.

Official sources

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